Bradesco Saúde

 Groups of three to 199 lives

Check out our products for every customer profile with 3 to 199 lives:

SPG 3 - from 03 to 29 lives

SPG 30 - 30 to 99 lives

SPG 100 - from 100 to 199 lives

FEATURES for every CUSTOMER PROFILE

Discover the advantages available for every of the customer profiles:

SPG 3

Application of grace periods * and CPT (Temporary Partial Coverage **), with a discount and / or exemption counting on the amount of individuals. See the table below:

Optional Mode

SPG Shortcomings Outpatient and Hospital Product with Obstetrics Shortcomings Hospital Product with Obstetrics

3 to 9 people Normal shortages Normal shortages

10 to twenty people Exemption from deficiencies for therapies (including physiotherapy), exams (requires prior authorization), general surgery and clinical admissions Exemption from deficiencies for general surgery and clinical hospitalizations

21 to 29 people Total exemption, EXCEPT delivery Total exemption, EXCEPT delivery

Compulsory modality

SPG Shortcomings Outpatient and Hospital Product with Obstetrics Shortcomings Hospital Product with Obstetrics

3 to 9 people Normal shortages Normal shortages

10 to twenty people Exemption from deficiencies for therapies (including physiotherapy), exams (requires prior authorization), general surgery and clinical admissions Exemption from deficiencies for general surgery and clinical hospitalizations

21 to 29 people Total exemption, including childbirth Total exemption, including childbirth

Simple and quick after-sales service, through the connection Center.

SPG 30

Exemption from grace periods * and CPT **, consistent with the legislation in force;

Simple and quick After Sales Service, through the connection Center.

SPG 100

Exemption from grace periods * and CPT **, consistent with the legislation in force;

Simple and quick after-sales service, through the connection Center;

Provision of tools in order that the contractor can perform the management of the plan.

* Grace period: waiting time to be attended by the health plan during a given procedure.

** Temporary Partial Coverage (CPT): maximum period of 24 months, from the date of contracting the plan, during which the suspension of the coverage of surgical events, high-tech beds (ICU / CTI) and highly complex procedures is allowed associated with the pre-existing disease and / or injury.

PLAN LINES

Bradesco Saúde currently has six lines of plans, which are adapted to the requirements and profile of every client. Know all of them:

Premium - This plan is right for those that want the tranquility of being well taken care of with the advantage of being exclusive, because it offers differentiated service altogether regions of Brazil. it's services and coverages with special care, which transcend the health of the insured, such as: physiotherapy and residential consultations (in the shape of reimbursement), refractive surgery no matter the degree of refraction, sclerotherapy without limit of sessions and expenses of the patient's companion. any hospitalized age. The plan also has coverage for check-up, for cardholders and dependents from 29 years old, in selected providers, within the following locations: Rio de Janeiro (RJ), Volta Redonda (RJ), Sao Paulo (SP), Campinas (SP) ), Belo Horizonte (MG), Curitiba (PR), Porto Alegre (RS), Salvador (BA), Recife (PE) and Brasília (DF),

It also has the advantages of  Bradesco Saúde Concierge .

With an exclusive network of referrals, it includes hospitals that are a reference in health services within the country. it's several refund options for services in Brazil and abroad.

Nacional Plus  - Differentiated and quality service. Available for all regions of Brazil, this plan was designed to satisfy those trying to find an exclusive referenced network. it's hospitals that are a reference in health services within the country. it's flexibility in choosing the reimbursement pattern, which is valid for service in Brazil and abroad.

It also has the advantages of  Bradesco Saúde Concierge within the cities of Rio de Janeiro, Sao Paulo, Belo Horizonte and Salvador.

National  - Offers service altogether regions of Brazil and therefore the advantages of a good network of referrals. one among the most benefits of this plan is that the choice to choose the reimbursement standard, which is out there for assistance in Brazil and abroad.

Nacional Flex  - Offers service altogether regions of Brazil through a well-dimensioned referenced network and with more competitive costs in reference to the opposite national networks. Offers refund just in case of service in Brazil.

Preferencial Plus  - For companies that require an idea with regional coverage, this might be the perfect option, because it has service within the main municipalities of Sao Paulo and Rio de Janeiro, through a good network of referrals available in these locations. Among its benefits are reimbursement just in case of service in Brazil and abroad.

To find out about the regions that are being sold, access the "Support purchasable - Contracts - General Conditions - Attachments" area.

Effective  - With national coverage, it's a network sized to ensure the simplest balance between availability, quality and efficiency, at competitive costs. additionally, it's reimbursement of expenses incurred in Brazil, including in cases of 

The hiring are often Compulsory (with the inclusion of the whole eligible group, as long as the whole group or subgroup is defined, and no matter the dimensions of the company's staff) or Optional (inclusion of a part of the eligible group).

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Discover the benefits that Bradesco Saúde offers:

Free choice of service providers and reimbursement of covered expenses: additionally to easy authorization for exams, all Bradesco Saúde plans are reimbursed for covered procedures, respecting the contracted area of ​​operation, when performed by providers not included within the Network Referenced.

Referenced Network:  Bradesco Saúde's network is characterized by the standard of its providers and by the dimension and capillarity of assistance services, starting from medical offices, specialized clinics and diagnostic services, to hospitals that are a reference within the country. It currently has quite 43,200 referrals, distributed in approximately 1,400 municipalities throughout the national territory.

Contracting in conjunction with the dental plan:  Provides a series of benefits, like competitive costs and integrated registration, where an equivalent card is recognized both within the medical and dental networks.

My Doctor Bradesco Saúde: it's a pioneering and exclusive service of Bradesco Saúde. With it, the insured features a doctor to form consultations therein great way of old, as they're professionals who were carefully selected for valuing the standard of care and care. additionally to rescuing the doctor-patient relationship, the program stands out for its agility and speed in making appointments. With it, the insured accesses, on the web, the doctors' agenda and requests to form a meeting, which can be confirmed by the secretary via e-mail. It's simple, fast and safe. My Doctor is out there within the specialties of Clinical Medicine *, Pediatrics *, Traumato-orthopedics **, Spine *** and Diabetes ***, Cardiology ***, Coronary Disease ****, Shoulder, Knee and Hip Orthopedics ****. See the small print of My Doctor on the web site mydoctorbs.com.br . * Service available for online scheduling and offered in Porto Alegre (RS), Santo André (SP), São Bernardo (SP), São Caetano (SP), Osasco (SP), Guarulhos (SP), Salvador (BA), Rio de Janeiro (RJ) and Grande Rio (RJ) for all plan lines. Pediatrics also available in Diadema (SP).

** Service available for Premium, Nacional Plus and Nacional plans, only in Sao Paulo (SP). Scheduling can only be done over the phone.

*** Service available for online scheduling and offered only in Sao Paulo (SP), for all plan lines.

**** Service available for online scheduling and offered at Hospital Israelita Einstein, in Sao Paulo, for all plan lines.

Remission: within the event of the death of the policyholder, exemption from payment is ensured to dependents included within the insurance for a period of two (two) years. This benefit is guaranteed within the Premium, Nacional Plus, Nacional and Preferencial Plus plans.

Travel Assistance (Seguro Viagem Bradesco):  Available for Premium *, Nacional Plus *, Nacional and Preferencial Plus plans, recently it had been even more complete, with the difference to the new regulations. With it, it's possible to get a series of coverages in cases of accidents, unforeseen events and illnesses with sudden and acute manifestations, when the Beneficiary is traveling in Brazil quite 100km from the municipality of his residence, also as when traveling abroad. In both cases, it's necessary that the Beneficiary isn't faraway from his permanent residence for quite 90 (ninety) days within the same trip. Travel Assistance is automatically included in insurance contracts within the sort of prepayment. For post-payment contracts, inclusion is optional.* For Bradesco Saúde Concierge policyholders, coverage for the Schengen Treaty is additionally foreseen.

Bradesco Saúde Portal for companies:  An exclusive channel for managers to get information associated with the contracted plan. it's also possible to use some services, like duplicate billet printing and acquire statements of participation by the insured.

Bradesco Saúde Portal for policyholders: during this exclusive channel, the policyholder can consult information associated with the contracted plan, referenced network, reimbursement, among others.

Customer Relationship Center:  Special telephone line to contact the insurance firm simply and quickly. it's available 24 hours each day, seven days every week. In it, the insured can clarify doubts and acquire information on coverage, prior calculation and monitoring of reimbursement, additionally to information on the providers of the referenced network.

Bradesco Saúde Concierge:  With it, the Beneficiary has access to a group of exclusive services, always with the convenience, practicality and security it deserves. additionally, Bradesco Saúde Concierge offers VIP Rooms in medical reference centers within the country. In Sao Paulo, you'll find them at the Hospital Sírio-Libanês, Hospital Israelita Einstein and HCor (Hospital do Coração). , throughout the national territory, and Nacional Plus, within the following regions: Sao Paulo, Rio de Janeiro, Belo Horizonte and Salvador. within the case of Managed Policies, contracting is optional, with an equivalent areas of operation being respected.* Bradesco Saúde Concierge services are valid as long because the contracts or agreements with the businesses that operate them are effective. a number of them are available exclusively in Sao Paulo (SP), Rio de Janeiro (RJ), Belo Horizonte (MG) and Salvador (BA). to find out more about Bradesco Saúde Concierge, visit  bradescosaudeconcierge.com.br .

Webtran *:  Tool that permits information associated with claims or registration data to be sent directly from the Bradesco Saúde system to a private computer. With access via the web, it allows the download of the subsequent files: paid claims, statement of use of the insured, technical invoice and co-participation values ​​for discount within the payroll system. * Release conditioned on the amount of lives of the policy.

Supplementary Health Legislation Application for iPad:  Developed to help HR managers, it offers important information for better management of health benefits. the appliance allows access to all or any legislation aimed toward the Supplementary Health market in Brazil in one place. additionally, it provides an organized and simply accessible interface, advanced search by keyword, subject, origin, date of publication and resolutions published by ANS. Its update is constant.

Advantage Club: cash in of exclusive offers and benefits for Bradesco Seguros customers. Made available by Europ Assistance, obtain advantages and discounts covering several categories, like gastronomy, travel, clothing, leisure, entertainment and services.

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